Home Warranties in Corpus Christi Texas

 

One of the scary things about being a renter to a homeowner is the idea of maintenance and upkeep. You’re no mechanic or repairman. You don’t know a socket wrench from a sheep ranch. And calling repairmen—how do you know you’re not going to get ripped off?? One solution is the home warranty. These are often offered as part of the buyer’s incentive package when you are buying a home.

 

What a home warranty is not: It’s not a blanket insurance policy against anything ever going wrong in your home. It’s not a permanent warranty. It does have exclusions. Before you purchase or accept a warranty, it’s good to know what the warranty is, what it covers, what it doesn’t, and how it works.

 

Most home warranties are very similar. You’ll want to read your warranty thoroughly and mark anything you don’t understand to have explained to you. But in general:

 

•  If a home system or appliance breaks down or stops working, you call the home warranty company.
  
  
•  Your home warranty company will call a service provider it has a business arrangement with.
  
  
•  The service provider will call you to make an appointment.
  
  
•  The service provider will fix the problem. If an appliance or system is malfunctioning and can’t be repaired, depending on your contract coverage, your home warranty company will pay to replace and install the appliance.
  
  
•  You will pay a small trade service fee (usually less than $100).

What if the service provider doesn’t fix something to your satisfaction or says that the problem is your fault and isn’t covered by your warranty? Call your real estate agent. Your real estate agent should seek a resolution for you.

 

Check your specific policy, but in general:

 

• Outdoor items such as sprinklers l Faucets l Refrigerators, washers, dryers, garage door openers, and spas and pools, unless specific coverage is requested.
  
  
• Permit fees, Haulaways.

• Improper maintenance, Code violations, Unusual wear and tear, and Improper installation

• Air conditioning, Dishwashers, Doorbells, furnaces/heating systems, Water heaters, Ductwork, Garbage disposals, Inside plumbing stoppages, Ceiling fans, Electrical systems, Range and oven, Telephone wiring.

Your responsibility is to read thoroughly and understand your warranty before you agree to the terms. Be sure to clear up anything you don’t understand before you sign anything.

 

Here are a few links to current home warranty companies in Corpus Christi, Texas. I would double-check with your REALTOR® to see what home warranties their clients have had a good experience with.

 

Remember, your REALTOR® is there to help you, so make sure you utilize their knowledge and expertise.

 

Here Are Links to a Few Home Warranty Companies in the Coastal Bend

Old Republic Home Warranty

First American Home Warranty

All of these are great options in our opinion for Buyers and Sellers in the Coastal Bend.